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Pushes in blackjack: what happens when you tie the dealer

A push is the quietest result in blackjack, and the rules around it catch out new players in three places: busting, blackjack against a three-card 21, and the order in which hands are settled.

A push is a tie between your hand and the dealer's. Nobody wins: your bet stays where it is, and you take it back. In chip terms the hand is worth exactly zero.

The basic rule

Once every player has finished and the dealer has drawn to a final total, each hand is compared with the dealer's on its own. There are three outcomes:

Only the final totals matter. Eighteen made of ten and eight ties eighteen made of five, six and seven. The number of cards does not break a tie, with one exception, covered below.

Blackjack against blackjack

A blackjack, or natural, is an ace and a ten-value card as the first two cards. Blackjack pays 3:2 when you hold one and the dealer does not. If the dealer also has a natural, the hands are equal and the result is a push: you do not collect the 3:2 bonus, and you do not lose anything either.

The chance of this is small. In a six-deck shoe you are dealt a natural 4.75% of the time (2 × 24/312 × 96/311). With your ace and ten out of the shoe, the dealer has a natural 4.56% of the time (2 × 23/310 × 95/309). Multiply the two and both of you hold one on about 0.22% of hands, roughly one hand in 460. That is why the 3:2 payout is the figure worth remembering and the push is a footnote.

A three-card 21 does not tie a blackjack

This is the exception to "only the total matters". A natural outranks any other 21. If you reach 21 with three or more cards, say seven, seven and seven, and the dealer turns over a blackjack, you lose. The dealer's two-card 21 beats your three-card 21. The other way round, your natural beats a dealer's three-card 21 and is paid in full.

The reverse case is the one that confuses people at the table: a dealer who draws to 21 with several cards does not have blackjack. If you also have a three-card 21, that is an ordinary tie and a push.

When the dealer shows an ace and may have a natural, insurance comes into play. Insurance explained works through what that side bet costs.

A bust never pushes

If your hand goes over 21, it loses at once. Suppose you bust and the dealer later also busts. Both hands are over 21, but they are not equal: your hand was settled first, and your bet is gone. This is the main source of the house advantage in blackjack, and it is why a double bust is a loss for you and not a tie.

Blackjack 21 Big Cards Offline pays blackjack at 3:2 with the dealer standing on 17 and a six-deck shoe, and its listing says the How to play guide covers every move and the payouts. The listing does not describe push handling in any more detail, so what follows is about the general rule, not any one table.

How often you meet a tie

Because the dealer must stand on 17 or more, their final total can only be 17, 18, 19, 20, 21 or a bust. Taking an unlimited supply of cards to keep the arithmetic exact, and leaving aside which card is showing, the dealer finishes like this:

Those add to 100%. If you stand on a total, your chance of a push is the dealer's chance of finishing on that same number. Standing on 20 meets a dealer 20 about 18% of the time, the most common tie, because 20 is the biggest pile of cards in the deck: tens, jacks, queens and kings together make 4 of every 13 ranks.

Chance of a push if you stand on each total, which equals the chance the dealer finishes there (S17, unlimited cards, up-card ignored). Standing on 20 ties most often, at 18.0%.

Those figures ignore the dealer's up-card, which you can see, so they are averages over every up-card.

About one hand in twelve

Put every hand together, and play it by basic strategy, and the overall share of hands that finish level is commonly quoted at about 8.5%, a little under one in twelve. Treat that as an approximate established figure, not an exact one: it shifts a little with the number of decks and the rules in force. It is a useful size to hold in your head.

So a session counted in "hands won" and "hands lost" leaves out about one hand in twelve, which was neither.

What to take away

For the payout that makes a natural worth having, see why 3:2 matters more than any other rule.

Blackjack 21 Big Cards Offline seats you with four other players and the dealer at a five-seat table, and the best hand sweeps every chip the losers left behind. It plays offline, the chips are free every day, and they have no cash value.

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